This service is for photos. It provides 1,000 GB of free photo storage and helps you back up your files. Since it's owned by Yahoo you need a Yahoo account to use the service. They have also upgraded their photo search functionality.
Personal Google Drive accounts give you 15 GB of free storage for all of your files. Your drive associated with F&M does not have this limit. If you would like to upgrade your personal account you can have 100 GB of storage space ($1.99/month) ot 1000 GB (1TB) of storage ($9.99/month)